Devenir has leveraged its extensive experience in the investment market to offer an innovative IRA investment platform for banks and credit unions. Our customized investment platform helps banks and credit unions offer an integrated IRA investment solution for their customers.

With the recent financial crisis, more Americans are looking for ways to invest and grow their IRAs with somebody they trust. Community banks and credit unions have a unique opportunity to capture a greater amount of these IRA assets as they fill this void.

The $4.2 trillion dollar IRA market continues to grow, yet banks have been rapidly losing market share over the past two decades as investors have sought higher risk/return investments for their IRAs that a CD or savings account simply doesn’t offer. We see an opportunity for trusted community banks and credit unions to compliment their IRA offering with a cost effective IRA investment platform that allows them to service a greater share of these valuable customers needs.

As the marketplace evolves, we have witnessed leaders in the community bank and credit union market complement their CD and savings IRA programs with investment options to give their customers the exposure to higher risk/return investments that they may be seeking.

Devenir, a national leader in investment options can help you provide a cost-effective, fully integrated or white-label investment solution that complements your current IRA offering. Our solutions include:

• Fully Customized Option: Customized Internet experience featuring your logos, colors and seamless integration with your website, self-directed investments with a user-friendly on-line experience. Custom Investment Policy Statement coupled with Devenir’s investment consulting and broker/dealer services offers your program an independent source for guidance and advice. Devenir’s extensive experience working with banks and credit unions of all sizes benefits you with our ability to know what works and what doesn’t work.
• White Label Option: Your customers link out to our IRA Investment web site for a user friendly online experience that includes cost efficient, pre-selected, no-load investment options. Standardized investment policy statement and terms and conditions are included in this package.
• Complement Current Investment Offerings: We can offer a investment offering that works with your financial advisers at your bank that is both affordable for the customer and helps drive business for your advisers. Our investment solution gives you the ability to offer an investment product to your customers who seek a low cost solution and who believe they have minimal need for an active financial adviser. However, many would seek the advice of your advisers in setting up proper allocations for their IRA portfolio, serving as a chance for your advisers to get their foot in the door