Devenir News & Insights

HSA deposit rates stayed steady in Q2 2025—except the $1,000 tier, which edged up from 0.43% to 0.44%. With the Fed’s Effective Federal Funds Rate remaining flat at 4.33%, providers are likely to maintain current rates, barring major economic shifts. Stay tuned as market conditions evolve—providers may tweak rates to attract and retain account holders.

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Our June 2025 HSA newsletter highlighting articles, posts and press releases to help keep you in the loop of the latest in the HSA market.

Our May 2025 HSA newsletter highlighting articles, posts and press releases to help keep you in the loop of the latest in the HSA market.

HSA deposit rates have stabilized across all balance tiers in Q1 2025, marking a potential inflection point after two years of growth. This market shift corresponds with Federal Reserve policy and indicates providers should prepare for a competitive landscape where factors beyond deposit rates will increasingly drive account acquisition and retention.