Research

HSA deposit rates remained steady across balance tiers in the second quarter of 2026. The $1,000 balance tier remained at 0.45%, the $10,000 tier at 0.55%, and the $25,000 tier at 0.60%. The $1,000 tier was unchanged for the first time since March 2025. Rates at the $10,000 and $25,000 tiers have remained unchanged since […]

Devenir research finds that the HSA market continued to mature in 2025, with stronger investment adoption, larger balances, and steady account growth.

Devenir today released its 2025 Year-End HSA Research Report, finding that Health Savings Accounts held nearly $174 billion across 41.7 million accounts at year-end 2025. Total assets rose 19% year over year, while the number of accounts grew 6%, continuing a recent pattern of strong asset expansion alongside more moderate account growth.

The first quarter of 2026 showed HSA deposit rates unchanged across balance tiers, with the exception being the $1,000 threshold, which decreased 0.01%.

During the fourth quarter of 2025, data collected from HSA Search indicated HSA deposit rates were unchanged across balance tiers, with the exception being the $1,000 threshold, which increased 0.01%