Research

Devenir and the ABA HSA Council released the results of the 6th annual Devenir & HSA Council Demographic Survey and resulting research report. The survey found that the 41.7 million Health Savings Accounts that existed at the end of 2025 helped cover nearly 62 million Americans.

HSA deposit rates remained steady across balance tiers in the second quarter of 2026. The $1,000 balance tier remained at 0.45%, the $10,000 tier at 0.55%, and the $25,000 tier at 0.60%. The $1,000 tier was unchanged for the first time since March 2025. Rates at the $10,000 and $25,000 tiers have remained unchanged since […]

Devenir research finds that the HSA market continued to mature in 2025, with stronger investment adoption, larger balances, and steady account growth.

Devenir today released its 2025 Year-End HSA Research Report, finding that Health Savings Accounts held nearly $174 billion across 41.7 million accounts at year-end 2025. Total assets rose 19% year over year, while the number of accounts grew 6%, continuing a recent pattern of strong asset expansion alongside more moderate account growth.

The first quarter of 2026 showed HSA deposit rates unchanged across balance tiers, with the exception being the $1,000 threshold, which decreased 0.01%.