Research

The first quarter of 2026 showed HSA deposit rates unchanged across balance tiers, with the exception being the $1,000 threshold, which decreased 0.01%.

During the fourth quarter of 2025, data collected from HSA Search indicated HSA deposit rates were unchanged across balance tiers, with the exception being the $1,000 threshold, which increased 0.01%

Using data from our 2025 Midyear HSA Research Report, we measured HSA market concentration using the Herfindahl-Hirschman Index (HHI) and found it increased 8% to 1,409 from 1,302 a year ago. This growth was driven primarily by strong equity market performance, which boosted investment asset values, along with continued organic account growth among the largest […]

Over the last quarter, data collected from HSA Search showed HSA deposit rates increased from their previous levels. All three balance thresholds ticked up 0.01%. The $1,000 balance moved from 0.44% to 0.45%, the $10,000 balance ticked up from 0.54% to 0.55%, and the $25,000 balance went from 0.59% to 0.60%. Rates still appear to be relatively stable with a small increase or decrease of 0.01%-0.02% over the last year.

Devenir midyear report reveals 46% of Health Savings Account assets now held in investments, with 4 million accounts investing MINNEAPOLIS, MN – October 9, 2025 – Health Savings Accounts (HSAs) reached $159 billion in assets across 40 million accounts at midyear 2025, marking 16% year-over-year asset growth, according to the 30th semi-annual market survey from […]