Credit Union HSA Update: 12/31/2021

Devenir tracks health savings accounts in the credit union industry closely through NCUA filings and a variety of other sources. Below are some key points from our Q4-2021 analysis.

Key Credit Union Numbers

  • $2.1 billion – Total HSA deposits held at credit unions totaled $2.1 billion as of 12/31/21, up 6.6% year-over-year.
  • 851 – There were 851 credit unions holding HSA assets as of 12/31/21 (17% of credit unions), up from 848 credit unions three years ago. There were 49 credit unions that each held at least $10 million in HSA deposits as of 12/31/21.
  • 45% – The 25 credit unions with the most HSA assets hold 45% of all HSA assets held at credit unions.
  • $2,887 – Devenir estimates the average HSA balance at a credit union is $2,887 as of 12/31/21, up from $2,835 at the end of 2020.


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