Credit Union HSA Update: 9/30/2021

Devenir tracks health savings accounts in the credit union industry closely through NCUA filings and a variety of other sources. Below are some key points from our Q3-2021 analysis.

Key Credit Union Numbers

  • $2.09 billion – Total HSA assets held at credit unions totaled $2.09 billion as of 9/30/21, up 7.5% year-over-year.
  • 859 – There were 859 credit unions holding HSA assets as of 9/30/21 (17% of credit unions), up from 843 credit unions three years ago. There were 49 credit unions that each held at least $10 million in HSA assets as of 9/30/21.
  • 45% – The 25 credit unions with the most HSA assets hold 45% of all HSA assets held at credit unions.
  • $2,812 – Devenir estimates the average HSA balance at a credit union is $2,812 as of 9/30/21, down from $2,835 at the end of 2020.


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