HSA Deposit Rate Update – June 2025
July 24, 2025
Research
HSA deposit rates stayed steady in Q2 2025—except the $1,000 tier, which edged up from 0.43% to 0.44%. With the Fed’s Effective Federal Funds Rate remaining flat at 4.33%, providers are likely to maintain current rates, barring major economic shifts. Stay tuned as market conditions evolve—providers may tweak rates to attract and retain account holders.
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